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MIP Quick Reference

This tool gives you a quick idea of the eligibility criteria for coverage under the Mortgage Insurance Programme.

1. What type of property is to be purchased?
2. Would the homebuyer occupy the property as his/her primary residence?
3. What is the employment type of the homebuyer?
Self-employed professional person includes legal and medical practitioners, certified public accountants and other types of professional designated by the HKMCI for this purpose, who are practicing in Hong Kong.

This Quick Reference Guide is for reference purposes only and it is not applicable to Ma Tau Wai Road Starter Homes Pilot Project. Please refer to Operational Manual of the HKMCI's Mortgage Insurance Programme (MIP) for the full terms and requirements of the MIP. In the event of any conflict between the Operational Manual and this Guide, the Operational Manual shall prevail. In the event of any conflict between the English version of this Guide and the Chinese version, the English version shall prevail.