This tool gives you a quick idea of the eligibility criteria for coverage under the Mortgage Insurance Programme.

This Quick Reference Guide is for reference purposes only. Please refer to Operational Manual of the HKMC's Mortgage Insurance Programme (MIP) for the full terms and requirements of the MIP. In the event of any conflict between the Operational Manual and this Guide, the Operational Manual shall prevail. In the event of any conflict between the English version of this Guide and the Chinese version, the English version shall prevail.