Skip to Primary Content
Alternative BannerMain Banner

Key Financial Information

Financial Highlights

 

 2016

 HK$’000

2015

HK$’000

2014

 HK$’000

FOR THE YEAR

   

 Net interest income

490,642

590,328

650,955

 Profit attributable to  shareholders

603,984

725,152

745,973

 Loan purchases

205,771

336,520

245,353

 Debts issuance1

16,175,123

13,961,322

13,919,406

 Net premiums  written

367,562

271,251

281,766

AT YEAR END

 

 

 

 Loan portfolio, net

9,533,961

11,502,312

15,571,649

 Debt securities  issued

34,233,467

33,463,211

33,270,129

 Mortgage  insurance — risk-  in-force2

14,104,839

11,304,749

11,056,805

OTHER STATISTICS

 

 

 

 Net interest margin

1.0%

1.2%

1.3%

 Capital adequacy ratio

21.3%

21.9%

23.5%

 Cost-to-income  ratio

30.8%

25.7%

24.3%

 Return on assets

1.1%

1.4%

1.4%

 Return on  shareholders’  equity

6.8%

8.1%

8.4% 

Notes:

1. For debts with tenor of one year and above.

2. The risk-in-force excludes exposure that has been covered by quota-share reinsurance arrangement.

Financial Reports
 Interim ReportAnnual Report
2017Interim Report--
2016Interim ReportAnnual Report
2015Interim ReportAnnual Report
2014Interim ReportAnnual Report