The Hong Kong Mortgage Corporation Limited

Environmental, Social and Governance (ESG) Statement

The Hong Kong Mortgage Corporation Limited and its subsidiaries (HKMC Group) are committed to operating and carrying on business in a responsible and sustainable manner while applying high standards of corporate governance.  This commitment is embedded in the way we operate, serve our customers, account to our stakeholders, care for our staff, manage our impact on the environment and contribute to our community.

ESG Guiding Principles

Contributing to the Society

• Offer financing solutions that support home ownership, facilitate retirement financial planning, and help to meet the financing needs of small and medium-sized enterprises in Hong Kong
• Provide products and services that facilitate banks’ liquidity and risk management to promote stability of the banking sector in Hong Kong

• Support the financial and debt markets in Hong Kong, and talent developments as well as financial education, in areas pertinent to our core missions

Upholding Governance Standards, Operational Resilience and Workplace Inclusion

• Adhere to best practices of corporate governance and maintain high standards of professionalism, integrity and ethics in our work
• Safeguard operational resilience and information security by continuous risk surveillance, system set-up and proper response

• Promote inclusion and equality in the workplace, and foster staff wellness and development

Meeting Environmental Concerns

• Devise strategic response to and implement plans to meet the risks and ride on opportunities relating to climate change and Hong Kong’s long-term sustainability vision
• Adopt and integrate ESG principles in our investment, lending and business decision-making activities

• Strive for positive environmental impact with our operations and promote eco-friendly work practices and culture