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The Hong Kong Mortgage Corporation Limited

Mortgage-Backed Securitisation

The HKMC strives to promote the development of the mortgage-backed securities (MBS) market in Hong Kong.  MBS is an effective financial instrument that can channel long-term funding from the debt market to supplement the need for long-term financing generated by mortgage loans. Banks and financial institutions can make use of MBS to manage risks inherent in mortgage loans, such as credit risks, liquidity risks, interest rate risks and asset-liability maturity mismatch risks.


A deep and liquid MBS market can help enhance the development of an efficient secondary mortgage market and further promote Hong Kong as an international financial centre.