The Hong Kong Mortgage Corporation Limited

Senior Solutions Architect (GenAI - Digitalisation Office)

We are seeking a highly skilled Senior GenAI Solutions Architect to join our Digitalisation Office. As a key member of our team, you will be dedicated to transforming financial workflows through cutting-edge artificial intelligence. You will play a pivotal role in architecting, building, and scaling our enterprise Generative AI systems. Operating at the intersection of innovative technology and financial security, you will drive automation, enhance customer experiences, and deliver actionable insights while maintaining the highest standards of data privacy and regulatory compliance.

Job Descriptions

Reporting to the Lead Solution Architect in the Digitalisation Office, the Senior Solution Architect will be responsible for:

• Architect, build, and manage scalable infrastructure to support enterprise-wide Generative AI initiatives. Ensure high availability, low latency, and secure & observable API access to foundational models;
• Establish robust CI/CD pipelines for AI applications. Implement comprehensive MLOps best practices to monitor model behaviour, manage version control, track costs, and seamlessly deploy updates into secure production environments;
• Design and develop intelligent applications and agentic workflows to solve complex financial challenges, ranging from chatbot related applications to internal AI-powered tools;
• Partner closely with data engineers, product managers, and business stakeholders to translate complex financial business requirements into technical, scalable AI solutions; and
• Ensure all AI infrastructure and applications adhere strictly to financial industry regulations, data privacy laws, and internal risk management frameworks, with a heavy emphasis on auditability and data security.

Requirements

• Bachelor degree or above with major in Computer Science, Software Engineering, Artificial Intelligence, or related disciplines;
• A minimum of 8 years’ working experience in software engineering, including 1-2 years in designing, building, and deploying GenAI or Large Language Model (“LLM”)-backed applications in an enterprise setting. Experience in the banking and financial sector is highly preferred;
• Demonstrated hands-on experience with LLM orchestration, gateway routing, and observability platforms, specifically including tools like LiteLLM and Langfuse;
• Deep understanding of modern AI agent architectures, with practical experience utilising frameworks and protocols such as LangGraph, Agent-to-Agent (A2A) communication models, and the Model Context Protocol (MCP);
• Solid understanding of the banking and financial sector, including familiarity with financial data handling, regulatory constraints, and common enterprise use cases within banking, wealth management, or insurance;
• Strong analytical problem-solving capabilities, an adaptable mindset for navigating rapidly evolving AI technologies, and excellent communication skills to articulate complex technical concepts to non-technical financial stakeholders; and
• Proficiency in Python and TypeScript for robust backend system development and seamless frontend integration.

Candidates with less experience may be considered for the position of Solutions Architect (GenAI).

(Closing Date: 11 May 2026)

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Placement Trainee (Operational and Technology Risk)

We are looking for high-calibre individuals to join the Operational and Technology Risk (OTR) Department for serving the HKMC Group. The candidate will gain on-the-job experience across various OTR functions, as well as training and learning opportunities for career development in the field.

Job Descriptions

• Support the enhancement and ongoing maintenance of HKMC’s technology risk and cybersecurity risk management frameworks and processes;
• Assist in conducting technology risk assessments, including the design, configurations and evaluation of effective controls and systematic risk monitoring;
• Conduct research on emerging external threats and assess their potential impact on HKMC;
• Assist in the administration of security solutions and e-workflow processes;
• Assist in preparing management presentations and reports; and
• Provide general administrative support to the department.

Requirements

• Undergraduate Student in Computer Science/ Information System or equivalent;
• Self-motivated, proactive and interested in developing a career and gaining experience in technology risk management;
• Good analytical and interpersonal skills;
• Good command of English and can work independently; and
• Proficient in MS Word, MS Excel, MS PowerPoint, and MS Visio.

(Closing Date: 20 May 2026)

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Senior Investment Officer (Portfolio and Risk Management)

HKMC commenced its business in the area of Infrastructure Financing and Securitisation (IFS) since 2019. To support the growing business, we are now inviting high-calibre individuals to consider the following opening in our IFS Division.

Job Descriptions

• Undertake responsibilities over an assigned loan portfolio including, among others, periodic and ad hoc review and reporting, early actions on credit deterioration, stress testing and valuation;
• Oversee and coach junior members of the team in portfolio management and analysis of credit risk;
• Identify, report and advise available mitigations of new risk trends that may impact the wider loan portfolio;
• Ownership of portfolio reporting internally to management and externally to securitisation investors and related administrative tasks;
• Conduct ad hoc project research or studies;
• Participate in the due diligence process of new investments;
• Contribute to managing operation risk, internal governance and policies of the division; and
• Assist the team in managing loan administration matters and loan system development.

Requirements

• Degree holder preferably in Finance, Risk Management, Accounting, Business Administration, International Business or Investment;
• A minimum of 7-10 years’ work experience in renowned institutional banks, institutional investors or advisory firms;
• Experience in any of the following: project advisory or financing; corporate lending or restructuring; risk management; or related discipline in infrastructure financing or investment;
• Experience in credit assessment a must;
• Ability in handling complex transaction structure, financial model and documentation preferred;
• Experience and knowledge in securitisation and risk governance an advantage;
• Strong analytical and stakeholder management skill;
• Good communication and presentation capabilities;
• High proficiency in spoken and written English;
• Cantonese and Putonghua or other languages an advantage; and
• Proficient in MS Word and Excel applications.

(Closing Date: 5 May 2026)

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Manager (Channel Development)

We are looking for high-calibre individuals to join the Marketing and Business Development Department for serving the HKMC Group.

Job Descriptions

• Implement business development projects to expand existing distribution channels and devise effective B2B business collaboration platforms for HKMC products including 'HKMC Retire 3';
• Collaborate and monitor business activities of channel partners and their intermediaries to improve business performance;
• Devise and implement an effective operational framework and workflows to work with channel partners;
• Develop training plans for channel partners;
• Keep abreast of market trends and changes to the regulatory environment of retirement products; and
• The employment will be on contract basis subject to renewal.

Requirements

• Degree holder or above, preferably in Business Administration, Marketing, Finance or related discipline;
• A minimum of 5 years' solid experience in channel management, preferably in the financial sector;
• In-depth knowledge of financial products with analytical mind and business acumen;
• Strong project management, presentation, problem-solving and interpersonal skill;
• Result oriented, strong sense of ownership and detail­-minded;
• Proficient in MS Excel, MS Word and MS PowerPoint; and
• Excellent written and spoken English and Chinese, including Putonghua.

(Closing Date: 5 May 2026)

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Manager (Marketing and Business Development)

We are looking for high-calibre individuals to join the Marketing and Business Development Department for serving the HKMC Group.

Job Descriptions

• Assist to develop and implement business plans and strategies to drive business growth, expansion, and profitability;
• Support product development and coordinate with cross-functional teams to implement product enhancements to meet customer needs;
• Engage and maintain strong relationships with key stakeholders for business collaboration;
• Conduct market research and analysis to keep track of market developments, and identify business opportunities and trends;
• Develop high-quality written materials, including business cases, project reports, and marketing materials; and
• Handle ad-hoc projects as assigned by management.

Requirements

• Degree holder or above, preferably in Finance, Business Administration, Economics or related discipline;
• A minimum of 5 to 8 years’ solid experience in business development, preferably in the banking and financial sector;
• In-depth knowledge of financial products with analytical mind and business acumen;
• A versatile team player with strong project management, problem-solving, presentation, communication and interpersonal skills;
• Result oriented, self-motivated, strong sense of ownership and detail-minded;
• Proficient in MS Excel, MS Word and MS PowerPoint;
• Hands-on experience with generative AI tools for content and report generation is an advantage; and
• Excellent command of written and spoken English and Chinese; fluency in Putonghua is an advantage.

(Closing Date: 29 April 2026)

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Assistant Manager (Operations)

We are looking for high-calibre individuals to join the Operations Department for serving the HKMC Group.

Job Descriptions

• Perform the loan origination, administration and enforcement duties;
• Monitor the performance of appointed servicers and agents;
• Prepare management statistics and reports;
• Provide support on ad-hoc tasks and projects; and
• The employment will be on contract basis subject to renewal.

Requirements

• Degree holder in Finance, Business Administration or equivalent;
• A minimum of 5 years' experience in mortgage loan operations;
• Experience in loan recovery and reverse mortgage operations would be an advantage;
• Good command of spoken English and Chinese, proficiency in Putonghua will be an asset;
• Strong PC skills in MS Excel and MS Access; and
• A team player with positive thinking.

Candidates with less experience may be considered for the position of Senior Associate.

(Closing Date: 12 May 2026)

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Associate (Treasury Operations)

We are looking for high-calibre individuals to join the Operations Department for serving the HKMC Group.

Job Descriptions

• Support treasury operations and settlements for all treasury activities, including documentation review and payment execution;
• Perform daily account and position reconciliation;
• Support loan administration duties and monitor the performance of appointed loan servicers and agents;
• Conduct financial calculation and data analysis with MS Excel and Access;
• Provide documents management services;
• Participate in ad hoc duties or projects; and
• The employment will be on contract basis subject to renewal.

Requirements

• Bachelor degree in Finance, Accounting, Business Administration or related disciplines, preferably with 1 year of relevant working experience in commercial banks or financial institutions;
• Attention to details, high degree of accuracy, able to work independently, under pressure and meet tight deadlines;
• Self-motivated, proactive working attitude, eager to learn and willing to take up new responsibilities;
• Excellent command of written and spoken English and Chinese;
• Proficient in computer operation including MS Word and MS Excel, knowledge in MS Access an added advantage; and
• Fresh graduates are also welcomed.

    

  (Closing Date: 24 May 2026)

   

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Manager (Credit and Portfolio Risk)

We are looking for high-calibre individuals to join the Risk Management Department for serving the HKMC Group.

Job Descriptions

• Prepare risk analytics and portfolio reports for loan and guarantee portfolios;
• Monitor and manage credit risk through stress testing, risk modelling, due diligence reviews, and other risk monitoring activities;
• Conduct market research and deliver tailored data analytics as required;
• Assist in developing new risk management policies and reviewing existing ones;
• Identify opportunities for process streamlining and automation; design risk analytics tools/EUCs and contribute to system development and testing; and
• Assist in coaching junior members of the team.

Requirements

• Bachelor degree in Statistics, Risk Management, Computing, Accounting, Finance, Business Administration or related discipline;
• A minimum of 5 to 8 years’ experience in credit risk management / data analytics in banking, insurance, financial services industry or public sector;
• Proficient in at least one of the data programming languages such as SAS, VBA, Python or R; and
• Strong analytical, influencing and project management skills, and eager to learn.

Candidates with less experience may be considered for the position of Deputy Manager.

(Closing Date: 7 May 2026)

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Manager (Loan Guarantee Schemes – Claim Due Diligence and Special Assets Management)

We are looking for high-calibre individuals who want to be part of the Claim Due Diligence and Special Assets Management Team for the SME loan portfolios administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

Job Descriptions

• Conduct due diligence review on default claims received under the commercial and SME loan portfolios;
• Monitor the quality of special assets management and debt recovery actions, including pursuing legal remedies against defaulted borrowers and personal guarantors, carried out by participating lending institutions;
• Work independently in coordinating and facilitating debt workouts, and assessing debt workout or repayment proposals for completion in a timely and efficient manner;
• Provide supervisory support for team operations, augment team capabilities and improve the quality, efficiency, and precision of team operations by leveraging technologies from time to time;
• Maintain effective communication with both internal and external stakeholders and provide support for matters in relation to the administration of various loan guarantee schemes;
• Undertake ad hoc assignments or projects from time to time; and 
• The employment will be on a 2-year contract term, subject to renewal.

Requirements

• Bachelor’s degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
• A minimum of 6 years’ working experience in special assets management of commercial lending or corporate restructuring / insolvency at any international accounting firm;
• Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
• Excellent command of spoken and written English and Chinese; and
• Proficient in Microsoft Office, including proficiency in Excel with capabilities to navigate the software, apply advanced formulas, perform data analysis, pivot table creation and manipulation, and conditional formatting, is a must.

Candidates with less experience will be considered for the position of Deputy Manager.

(Closing Date: 26 May 2026)

 You are now leaving this page. By clicking “Apply”, you understand that you will be redirected to an external application platform hosted by our service provider on cloud servers located outside of Hong Kong. We encourage you to read our HKMC Group Personal Information Collection Statement for Job Applicants in connection with the engagement of service providers and review the privacy policy of the service provider to understand the ways in which your personal data may be used by the external service provider. 

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