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The Hong Kong Mortgage Corporation Limited

Job Openings

Overview

 

Established in March 1997, The Hong Kong Mortgage Corporation Limited (HKMC) is wholly owned by the Hong Kong Special Administrative Region (HKSAR) Government through the Exchange Fund. The missions of the HKMC are to promote stability of the banking sector, wider home ownership, development of the local debt market and development of the retirement planning market.

 

The HKMC, its subsidiaries and subsidiary undertakings (the HKMC Group) engage in asset purchase and servicing, general insurance (including mainly mortgage insurance, reverse mortgage and SME financing guarantee businesses) and life insurance businesses in Hong Kong, and operate in the market on the basis of prudent commercial principles. You may find out more information about our organisation structure and major business activities.

Why HKMC

 

Our Financial Strength


Wholly owned by the HKSAR Government through the Exchange Fund, the HKMC Group has a strong credit rating. Our debt issues are well received by the investment community, such as pension funds, insurance companies, investment funds, charities, government-related funds and retail investors.

 

 

Contribution to the Society

 

The HKMC purchases mortgage assets from banks, and reinforces the banking and financial stability of Hong Kong. We have launched and managed various business activities and programmes that bring benefits to the public and business enterprises in Hong Kong.

 

 

Care for Our Employees

 

The HKMC provides competitive remuneration, fringe benefits, career development opportunities, and a healthy and safe working environment. We devote considerable resources to develop our colleagues’ professional knowledge and skills.

Job Openings

 

We are looking for high-calibre individuals to join the HKMC Group in a range of areas; the latest job openings are listed below.

 

Please ensure that all information provided is true, accurate, complete and up-to-date. Data provided which is untrue, inaccurate, incomplete or outdated may influence the process and outcome of the recruitment exercise. Please read the HKMC Group Personal Information Collection Statement for Job Applicants before completing the application form.

 

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Information Risk Management Department

Manager (Information Risk Management)

We are looking for high-calibre individuals to join the Information Risk Management Department for serving the HKMC Group.

 

Job Descriptions
  • Assist in developing information security strategy, policy and guideline;
  • Provide information security guidance to business and technical teams;
  • Participate in risk assessment engagements for new or existing IT initiatives and operations by evaluating the security architecture and conducting threat modelling;
  • Apply expertise and problem-solving skills to tackle cybersecurity challenges that span multiple technologies and security domains;
  • Participate in security incident response and investigation; and
  • Research and evaluate latest security threats and technology solution, such as AI, cloud, big data and mobile.

 

Requirements
  • Degree holder in Computer Science, Information Systems or relevant disciplines;
  • A minimum of 6 years’ experience in information technology, information security, risk management, compliance or IT audit function, preferably gained from banking or financial institutions;
  • Holder of professional certificates such as Certified Information Security Manager (CISM), Certified in Risk and Information Systems Control (CRISC), Certified Information Systems Security Professional (CISSP) or equivalent;
  • Sound knowledge in security architecture, regulatory requirements, industry’s standards and best practices; and
  • Good analytical, technical, report writing, communication and presentation skills.

     

     

    (Closing Date: 11 May 2025)

     

     

    To Apply

    Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

    Email: [email protected]

    Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

    Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

     

 

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Information Technology Department

Manager / Deputy Manager (Windows Server Team)

We are looking for high-calibre individuals to join the Information Technology Department for serving the HKMC Group.

 

Job Descriptions
  • Perform Windows server / desktop hardware and software support, monitoring, capacity planning and performance tuning;
  • Provide support on Microsoft Windows Server and Active Directory technologies;
  • Provide technical support on the VMware infrastructure and NetApp storage;
  • Provide support to core network infrastructure and maintain the integrity and security of corporate network;
  • Provide support to Cloud services e.g. Microsoft Azure AD;
  • Participate in the BCP / DR drill and ensure the systems are recovered in a timely manner;
  • Maintain system and technical documentation, including inventory list and installation guidelines; and
  • Participate in IT project planning and implementation.

 

Requirements
  • Degree holder with major in Computer Science or related discipline;
  • At least 8-year experience in the following area:
    • Windows server administration, desktop hardware and software support;
    • VMware virtualization administration;
    • NetApp storage administration;
  • Knowledge of Microsoft Asure AD, Netbackup, Citrix and Endpoint Protection Solution;
  • Holder of MCSE / CCNP / CISSP / AWS / Azure Certification is preferred;
  • Good analytic and problem-solving skills; and
  • Good command of written and spoken English and Chinese.

 

Candidates with less experience may be considered for the position of Deputy Manager.

 

 

(Closing Date: 27 March 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

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Marketing and Business Development Department

Assistant Manager (Marketing and Business Development)

We are looking for high-calibre individuals to join the Marketing and Business Development Department for serving the HKMC Group.

 

Job Descriptions
  • Assist in planning and coordination of marketing activities;
  • Support the development of the communication plan across various channels;
  • Prepare reports to enhance the operations effectiveness and conduct data analysis for marketing activities;
  • Facilitate daily operations of the loyalty programme and provide administrative support to membership services;
  • Assist in CRM membership system development and operations; and
  • Support ad hoc assignment as required.

 

Requirements
  • University graduate with degree preferably in Business Analysis, Business Administration, Information Systems or Marketing related discipline;
  • A minimum of 5 years’ experience in loyalty marketing preferably in banking, financial institutions, hospitality industry or equivalent preferred;
  • Strong analytical, communication and problem-solving skills;
  • Mature, self-motivated and eager to learn with positive attitude;
  • Detail-minded and able to work independently;
  • Excellent written and spoken English, Chinese (including Putonghua); and
  • Hands on experience in MS Excel, Word and PowerPoint.

     

     

    (Closing Date: 30 March 2025)

     

     

    To Apply

    Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

    Email: [email protected]

    Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

    Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

     

 

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Operations Department

Deputy Manager (Operations)

We are looking for high-calibre individuals to join the Operations Department for serving the HKMC Group.

 

Job Descriptions
  • Supervise the operational staff to perform loan origination, administration and enforcement duties for mortgage loan;

  • Supervise the operational staff to monitor the performance of appointed services and agents;
  • Prepare management statistics and reports;
  • Provide support on ad hoc tasks and projects; and
  • The employment will be on contract basis subject to renewal.

 

Requirements
  • Degree holder in Finance, Business Administration or equivalent;

  • A minimum of 7 years' experience in mortgage loan operations;
  • Experience in loan origination, reverse mortgage operations and enforcement would be an advantage;
  • Good command of spoken English and Chinese, proficiency in Putonghua will be an asset;
  • Strong PC skills in MS Excel and MS Access; and
  • A team player with positive thinking.

 

Candidates with less experience may be considered for the position of Assistant Manager.

 

 

(Closing Date: 6 May 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

 

Associate (Operations)

We are looking for high-calibre individuals to join the Operations Department for serving the HKMC Group.

 

Job Descriptions
  • Participate in designing, developing and testing application systems to support treasury, loans and credit guarantee operations, credit management, business transactions and monitoring of portfolio quality;
  • Support operations and settlement for treasury activities;
  • Design and construct ad hoc data analysis and reporting;
  • Recommend and implement new systems and processes, undertake business process reengineering initiatives, and maintain procedural manuals; and
  • The employment will be on a 1-year contract term, subject to renewal.

 

Requirements
  • Degree holder in Information Systems, Management, Finance or related discipline, a higher degree is an advantage but not essential.  Candidates with dual degree in business and IT would be preferred;
  • A minimum of 1 year of business analyst experience in banking industry or related discipline would be preferred;
  • Solid knowledge in banking products, system development cycle and UAT would be an advantage;
  • Self-motivated, proactive working attitude, eager to learn and willing to take up new responsibilities;
  • Good command of written and spoken English and Chinese (including Putonghua); and
  • Proficient in computer operation, including MS Word and MS Excel, and with knowledge of MS Access or SQL considered an added advantage.

 

 

(Closing Date: 27 April 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

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Risk Management Department

Assistant Manager (Enterprise Risk Management)

We are looking for high-calibre individuals to join the Risk Management Department for serving the HKMC Group.

 

Job Descriptions
  • Formulate and maintain enterprise risk management (ERM) frameworks and policies for the HKMC Group;
  • Implement ERM governance, standards and procedures;
  • Prepare risk management reports to risk committees; and
  • Conduct research to keep abreast of regulatory requirements and market practices.

 

Requirements
  • Bachelor's degree or above in Risk Management, Finance, Economics, Business or related discipline;
  • A minimum of 3 years' relevant experience in risk management function of financial institutions or insurance companies;
  • Detail-oriented, strong analytical and communication skills with good command of written English;
  • Good understanding of enterprise risk management framework and policies;
  • Hands on experience in compiling risk management report and presentation is preferred; and
  • Experience in technology risk management is a plus.

     

     

    (Closing Date: 8 May 2025)

     

     

    To Apply

    Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

    Email: [email protected]

    Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

    Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

     

 

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HKMC Insurance Limited

Senior Manager (Loan Guarantee Schemes – Claim Due Diligence and Special Asset Management)

We are looking for high-calibre individuals who want to be part of the Claim Due Diligence and Special Asset Management Team for the SME loan portfolios administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

 

Job Descriptions
  • Conduct due diligence review on default claims received under the commercial and SME loan portfolios;
  • Monitor the quality of special assets management and debt recovery actions, including pursuing legal remedies against defaulted borrowers and personal guarantors, carried out by participating lending institutions;
  • Work independently in coordinating and facilitating debt workouts, and assessing debt workout or repayment proposals for completion in a timely and efficient manner;
  • Provide supervisory support for team operations, augment team capabilities and improve the quality, efficiency, and precision of team operations by leveraging technologies from time to time;
  • Maintain effective communication with both internal and external stakeholders and provide support for matters in relation to the administration of various loan guarantee schemes; and
  • Undertake ad hoc assignments or projects from time to time.

 

Requirements
  • Bachelor’s degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
  • A minimum of 10 years’ working experience in special assets management of commercial lending or corporate restructuring / insolvency at any international accounting firm;
  • Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
  • Excellent command of spoken and written English and Chinese; and
  • Proficient in Microsoft Office, including proficiency in Excel with capabilities to navigate the software, apply advanced formulas, perform data analysis, pivot table creation and manipulation, and conditional formatting, is a must.

 

(Closing Date: 8 April 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

Senior Manager (Loan Guarantee Schemes – Product Development and Communication)

We are looking for high-calibre individuals who want to be part of the Product Development and Communication Team for the loan guarantee portfolio administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

 

Job Descriptions
  • Take lead in product development and business initiatives, including implementation and on-going development of loan guarantee schemes to achieve corporate goals and responsibilities;
  • Provide analytical and project management supports for product development and implementation of business, PR, risk management and operational initiatives;
  • Support the supervision of product hotlines and complaint handling;
  • Maintain effective verbal and written communication with both internal and external stakeholders, business counterparties and, where necessary, scheme end-users in a timely manner; and
  • Undertake ad hoc assignments or projects from time to time.

 

Requirements
  • Bachelor’s degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
  • A minimum of 10 years’ relevant working experience in commercial and SME lending, including at least 5 years staff and project management experience;
  • Experience in SFGS or credit risk management in commercial lending an added advantage;
  • Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
  • Excellent command of spoken and written English and Chinese, including both Cantonese and Putonghua; and
  • Proficient in Microsoft Office, including proficiency in Excel with capabilities to perform data analysis, is a must.

 

(Closing Date: 16 March 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

Manager (Loan Guarantee Schemes – Claim Due Diligence and Special Asset Management)

We are looking for high-calibre individuals who want to be part of the Claim Due Diligence and Special Asset Management Team for the SME loan portfolios administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

 

Job Descriptions
  • Conduct due diligence review on default claims received under the commercial and SME loan portfolios;
  • Monitor the quality of special assets management and debt recovery actions, including pursuing legal remedies against defaulted borrowers and personal guarantors, carried out by participating lending institutions;
  • Work independently in coordinating and facilitating debt workouts, and assessing debt workout or repayment proposals for completion in a timely and efficient manner;
  • Provide supervisory support for team operations, augment team capabilities and improve the quality, efficiency, and precision of team operations by leveraging technologies from time to time;
  • Maintain effective communication with both internal and external stakeholders and provide support for matters in relation to the administration of various loan guarantee schemes;
  • Undertake ad hoc assignments or projects from time to time; and 
  • The employment will be on a 2-year contract term, subject to renewal.

 

Requirements
  • Bachelor’s degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
  • A minimum of 6 years’ working experience in special assets management of commercial lending or corporate restructuring / insolvency at any international accounting firm;
  • Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
  • Excellent command of spoken and written English and Chinese; and
  • Proficient in Microsoft Office, including proficiency in Excel with capabilities to navigate the software, apply advanced formulas, perform data analysis, pivot table creation and manipulation, and conditional formatting, is a must.

Candidates with less experience will be considered for the position of Deputy Manager.

 

(Closing Date: 8 April 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

Manager (Loan Guarantee Schemes – Debt Recovery and Default Claim Administration)

We are looking for high-calibre individuals who want to be part of the Claim Due Diligence and Special Asset Management Team for the SME loan portfolios administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

 

Job Descriptions
  • Monitor the quality of debt recovery actions, including pursuing legal remedies against defaulted borrowers and personal guarantors, carried out by participating lending institutions;
  • Support the coordination and facilitation of debt workouts, and assess debt workout or repayment proposals for completion in a timely and efficient manner;
  • Perform due diligence review and reconciliation of claim amounts and assess requests for reimbursement of debt recovery expenses from the participating lending institutions;
  • Provide supervisory support for team operations, formulate, review and fine-tune work procedures and guidelines and augment team capabilities and improve the quality, efficiency, and precision of team operations by leveraging technologies from time to time;
  • Maintain effective communication with both internal and external stakeholders, and provide support for matters in relation to the administration of various loan guarantee schemes;
  • Undertake ad hoc assignments and projects assigned from time to time; and
  • The employment will be on a 2-year contract term, subject to renewal.

 

Requirements
  • Bachelor’s degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
  • A minimum of 6 years’ working experience in debt collections for commercial or SME lending or corporate restructuring / insolvency at any international accounting firm;
  • Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
  • Excellent command of spoken and written English and Chinese; and
  • Proficient in Microsoft Office, including proficiency in Excel with capabilities to navigate the software, apply advanced formulas, perform data analysis, pivot table creation and manipulation, and conditional formatting, is a must.

Candidates with less experience will be considered for the position of Deputy Manager.

 

(Closing Date: 8 April 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

Manager (Loan Guarantee Schemes - Product Development and Communication)

We are looking for high-calibre individuals who want to be part of the Product Development and Communication Team for the loan guarantee portfolio administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

 

Job Descriptions
  • Support product development and business initiatives, including implementation and on-going development of loan guarantee schemes to achieve corporate goals and responsibilities;
  • Provide analytical and project management support for product development and implementation of business, PR, risk management and operational initiatives;
  • Maintain effective verbal and written communication with both internal and external stakeholders, business counterparties and, where necessary, scheme end-users in a timely manner; and
  • Undertake ad hoc assignments and projects from time to time.

 

Requirements
  • Bachelor's degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
  • A minimum of 5 years’ relevant working experience in commercial and SME lending;
  • Knowledge in SFGS/credit risk management in commercial lending an added advantage;
  • Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
  • Excellent command of spoken and written English and Chinese, including both Cantonese and Putonghua; and
  • Proficient in Microsoft Office, including proficiency in Excel with capabilities to perform data analysis.

 

(Closing Date: 21 April 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

 

Assistant Manager (Credit Operations)

We are looking for high-calibre individuals to join the Insurance Business Operations for serving the HKMC, its subsidiaries and subsidiary undertakings (the HKMC Group).

 

Job Descriptions
  • Perform loan assessment for Reverse Mortgage Programme (RMP) and Policy Reverse Mortgage Programme (PRMP);
  • Handle loan administration duties and servicing processes for Mortgage Insurance Programme (MIP), RMP and PRMP;
  • Monitor MIP delinquent loans and RMP/PRMP loans with maturity event in compliance with company policies and procedures; and
  • Participate in ad hoc duties or projects. 

 

Requirements
  •  Degree holder in Business Administration, Finance or related disciplines;
  • A minimum of 5 years’ relevant experience in mortgage operations, loan administration or debt collections operations, having experience in mortgage underwriting would be an added advantage;
  • Sound knowledge of Hong Kong mortgage and property market;
  • Good command of spoken English and Chinese (including Putonghua);
  • Strong analytical skill; and
  • Proficient in Microsoft Office, especially spreadsheet skills.

 

Candidates with less experience will be considered for the position of Senior Associate.

 

(Closing Date: 1 April 2025)

 

 

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.