The Hong Kong Mortgage Corporation Limited

Senior Investment Officer (Portfolio and Risk Management)

HKMC commenced its business in the area of Infrastructure Financing and Securitisation (IFS) since 2019. To support the growing business, we are now inviting high-calibre individuals to consider the following opening in our IFS Division.

Job Descriptions

• Undertake responsibilities over an assigned loan portfolio including, among others, periodic and ad hoc review and reporting, early actions on credit deterioration, stress testing and valuation;
• Oversee and coach junior members of the team in portfolio management and analysis of credit risk;
• Identify, report and advise available mitigations of new risk trends that may impact the wider loan portfolio;
• Ownership of portfolio reporting internally to management and externally to securitisation investors and related administrative tasks;
• Conduct ad hoc project research or studies;
• Participate in the due diligence process of new investments;
• Contribute to managing operation risk, internal governance and policies of the division; and
• Assist the team in managing loan administration matters and loan system development.

Requirements

• Degree holder preferably in Finance, Risk Management, Accounting, Business Administration, International Business or Investment;
• A minimum of 7-10 years’ work experience in renowned institutional banks, institutional investors or advisory firms;
• Experience in any of the following: project advisory or financing; corporate lending or restructuring; risk management; or related discipline in infrastructure financing or investment;
• Experience in credit assessment a must;
• Ability in handling complex transaction structure, financial model and documentation preferred;
• Experience and knowledge in securitisation and risk governance an advantage;
• Strong analytical and stakeholder management skill;
• Good communication and presentation capabilities;
• High proficiency in spoken and written English;
• Cantonese and Putonghua or other languages an advantage; and
• Proficient in MS Word and Excel applications.

(Closing Date: 5 May 2026)

You are now leaving this page. By clicking “Apply”, you understand that you will be redirected to an external application platform hosted by our service provider on cloud servers located outside of Hong Kong. We encourage you to read our HKMC Group Personal Information Collection Statement for Job Applicants in connection with the engagement of service providers and review the privacy policy of the service provider to understand the ways in which your personal data may be used by the external service provider.

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Manager (Channel Development)

We are looking for high-calibre individuals to join the Marketing and Business Development Department for serving the HKMC Group.

Job Descriptions

• Implement business development projects to expand existing distribution channels and devise effective B2B business collaboration platforms for HKMC products including 'HKMC Retire 3';
• Collaborate and monitor business activities of channel partners and their intermediaries to improve business performance;
• Devise and implement an effective operational framework and workflows to work with channel partners;
• Develop training plans for channel partners;
• Keep abreast of market trends and changes to the regulatory environment of retirement products; and
• The employment will be on contract basis subject to renewal.

Requirements

• Degree holder or above, preferably in Business Administration, Marketing, Finance or related discipline;
• A minimum of 5 years' solid experience in channel management, preferably in the financial sector;
• In-depth knowledge of financial products with analytical mind and business acumen;
• Strong project management, presentation, problem-solving and interpersonal skill;
• Result oriented, strong sense of ownership and detail­-minded;
• Proficient in MS Excel, MS Word and MS PowerPoint; and
• Excellent written and spoken English and Chinese, including Putonghua.

(Closing Date: 5 May 2026)

You are now leaving this page. By clicking “Apply”, you understand that you will be redirected to an external application platform hosted by our service provider on cloud servers located outside of Hong Kong. We encourage you to read our HKMC Group Personal Information Collection Statement for Job Applicants in connection with the engagement of service providers and review the privacy policy of the service provider to understand the ways in which your personal data may be used by the external service provider. 

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Manager (Marketing and Business Development)

We are looking for high-calibre individuals to join the Marketing and Business Development Department for serving the HKMC Group.

Job Descriptions

• Assist to develop and implement business plans and strategies to drive business growth, expansion, and profitability;
• Support product development and coordinate with cross-functional teams to implement product enhancements to meet customer needs;
• Engage and maintain strong relationships with key stakeholders for business collaboration;
• Conduct market research and analysis to keep track of market developments, and identify business opportunities and trends;
• Develop high-quality written materials, including business cases, project reports, and marketing materials; and
• Handle ad-hoc projects as assigned by management.

Requirements

• Degree holder or above, preferably in Finance, Business Administration, Economics or related discipline;
• A minimum of 5 to 8 years’ solid experience in business development, preferably in the banking and financial sector;
• In-depth knowledge of financial products with analytical mind and business acumen;
• A versatile team player with strong project management, problem-solving, presentation, communication and interpersonal skills;
• Result oriented, self-motivated, strong sense of ownership and detail-minded;
• Proficient in MS Excel, MS Word and MS PowerPoint;
• Hands-on experience with generative AI tools for content and report generation is an advantage; and
• Excellent command of written and spoken English and Chinese; fluency in Putonghua is an advantage.

(Closing Date: 29 April 2026)

You are now leaving this page. By clicking “Apply”, you understand that you will be redirected to an external application platform hosted by our service provider on cloud servers located outside of Hong Kong. We encourage you to read our HKMC Group Personal Information Collection Statement for Job Applicants in connection with the engagement of service providers and review the privacy policy of the service provider to understand the ways in which your personal data may be used by the external service provider. 

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Assistant Manager (Operations)

We are looking for high-calibre individuals to join the Operations Department for serving the HKMC Group.

Job Descriptions

• Perform the loan origination, administration and enforcement duties;
• Monitor the performance of appointed servicers and agents;
• Prepare management statistics and reports;
• Provide support on ad-hoc tasks and projects; and
• The employment will be on contract basis subject to renewal.

Requirements

• Degree holder in Finance, Business Administration or equivalent;
• A minimum of 5 years' experience in mortgage loan operations;
• Experience in loan recovery and reverse mortgage operations would be an advantage;
• Good command of spoken English and Chinese, proficiency in Putonghua will be an asset;
• Strong PC skills in MS Excel and MS Access; and
• A team player with positive thinking.

Candidates with less experience may be considered for the position of Senior Associate.

(Closing Date: 21 April 2026)

You are now leaving this page. By clicking “Apply”, you understand that you will be redirected to an external application platform hosted by our service provider on cloud servers located outside of Hong Kong. We encourage you to read our HKMC Group Personal Information Collection Statement for Job Applicants in connection with the engagement of service providers and review the privacy policy of the service provider to understand the ways in which your personal data may be used by the external service provider. 

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Manager (Credit and Portfolio Risk)

We are looking for high-calibre individuals to join the Risk Management Department for serving the HKMC Group.

Job Descriptions

• Prepare risk analytics and portfolio reports for loan and guarantee portfolios;
• Monitor and manage credit risk through stress testing, risk modelling, due diligence reviews, and other risk monitoring activities;
• Conduct market research and deliver tailored data analytics as required;
• Assist in developing new risk management policies and reviewing existing ones;
• Identify opportunities for process streamlining and automation; design risk analytics tools/EUCs and contribute to system development and testing; and
• Assist in coaching junior members of the team.

Requirements

• Bachelor degree in Statistics, Risk Management, Computing, Accounting, Finance, Business Administration or related discipline;
• A minimum of 5 to 8 years’ experience in credit risk management / data analytics in banking, insurance, financial services industry or public sector;
• Proficient in at least one of the data programming languages such as SAS, VBA, Python or R; and
• Strong analytical, influencing and project management skills, and eager to learn.

Candidates with less experience may be considered for the position of Deputy Manager.

(Closing Date: 7 May 2026)

You are now leaving this page. By clicking “Apply”, you understand that you will be redirected to an external application platform hosted by our service provider on cloud servers located outside of Hong Kong. We encourage you to read our HKMC Group Personal Information Collection Statement for Job Applicants in connection with the engagement of service providers and review the privacy policy of the service provider to understand the ways in which your personal data may be used by the external service provider. 

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Assistant Vice President (Risk Management)

We are looking for high-calibre individuals to join the Risk Management Department for serving HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

Job Descriptions

• Oversee the risk management of long term insurance products, including formulating risk policies and strategies and conducting portfolio analysis;
• Ensure the execution of the Risk-based Capital Regime and in particular conduct Own Risk and Solvency Assessment and monitor capital level; and
• Provide support to risk committee and prepare risk reports.

Requirements

• Bachelor degree or above with major in Risk Management, Quantitative Finance, Statistics or related disciplines. Professional qualifications such as CFA or FRM are preferred; 
• A minimum of 10 years' working experience in risk management in the insurance industry, including at least 3 years in managerial position;
• Well versed in different risk management areas, including policies and strategies, portfolio management, underwriting and regulatory capital management;
• Proficient in using AI tools at work;
• Past experience in driving product innovation and using technology for process improvement;
• Excellent communication and presentation skills, and be able to effectively convey complex ideas to diverse stakeholders;
• Strong analytical skills and numerical acumen, dedicated, detail-oriented and motivated;
• Proactive leader with good time management and prioritisation skills to meet tight deadlines;
• Good command of written and spoken English and Chinese; and
• Proficiency in MS Office and data analysis tools and visualisation software, such as SAS, Python, Tableau.

(Closing Date: 3 May 2026)

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.

Manager (Loan Guarantee Schemes – Claim Due Diligence and Special Asset Management)

We are looking for high-calibre individuals who want to be part of the Claim Due Diligence and Special Asset Management Team for the SME loan portfolios administered by HKMC Insurance Limited (HKMCI), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited.

Job Descriptions

• Conduct due diligence review on default claims received under the commercial and SME loan portfolios;
• Monitor the quality of special assets management and debt recovery actions, including pursuing legal remedies against defaulted borrowers and personal guarantors, carried out by participating lending institutions;
• Work independently in coordinating and facilitating debt workouts, and assessing debt workout or repayment proposals for completion in a timely and efficient manner;
• Provide supervisory support for team operations, augment team capabilities and improve the quality, efficiency, and precision of team operations by leveraging technologies from time to time;
• Maintain effective communication with both internal and external stakeholders and provide support for matters in relation to the administration of various loan guarantee schemes;
• Undertake ad hoc assignments or projects from time to time; and 
• The employment will be on a 2-year contract term, subject to renewal.

Requirements

• Bachelor’s degree or above in Accounting, Economics, Finance, Business Administration or related disciplines;
• A minimum of 6 years’ working experience in special assets management of commercial lending or corporate restructuring / insolvency at any international accounting firm;
• Strong analytical and leadership skills, self-motivated, positive work attitude, detail-minded, organised, good at teamwork and excellent communication and presentation skills;
• Excellent command of spoken and written English and Chinese; and
• Proficient in Microsoft Office, including proficiency in Excel with capabilities to navigate the software, apply advanced formulas, perform data analysis, pivot table creation and manipulation, and conditional formatting, is a must.

Candidates with less experience will be considered for the position of Deputy Manager.

(Closing Date: 8 April 2026)

To Apply

Please quote the position you are seeking and send your application in strict confidence with the application form and a full resume stating your current and expected salary to the Recruitment Officer by either:

Email: [email protected]

Postal address: 15/F, Two Harbour Square, 180 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Personal data collected will be used for recruitment purposes only. Candidates not invited for interview within 8 weeks may consider their application unsuccessful.